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Agreement to Privacy Policy
Please carefully read the following privacy policy (this “Privacy Policy”), which outlines  Lendethics, LLC’s (the “Company”) commitment to protect the personal information the Company gathers, uses, or responds to through their web site (“Site”). 
Please note, however, that the Site may contain links to other sites and/or information provided by third parties.  The Company is not responsible for the privacy practices or the content of any web site not owned or operated by it.  Please carefully review this Privacy Policy each time you visit or use the Site as the Company may amend the Privacy Policy, from time to time, without notice.  By entering or using the Site, you agree to comply with, and agree to be bound by, the Privacy Policy, as it may be modified from time to time.  If you do not agree with this Privacy Policy, please do not access the Site.


Information Company Collects
The Site contains areas where you may voluntarily submit information that personally identifies you (“Personal Information”).  Personal information includes your name, physical address, phone number, fax number, e-mail address, billing information, and comments.  If you choose to submit Personal Information through the Site, the Company will use the Personal Information to respond to your requests and to provide you with information about the requested products or services.  The Company may maintain Personal Information to help the Company tailor the Site to the needs and interests of the Company’s visitors or for use in its aggregate statistics.


The Company will only release Personal Information (a) as required by law, (b) to protect and defend the Company’s rights or properties, (c) to protect your personal safety and the personal safety of the Company’s users and the public in general, (d) to process a purchase from the Company of services on, or in connection with, the Site, (e) to provide you with information on products, specials, newsletters, and other services the Company provides, and/or (f) to enforce the terms and conditions of this Privacy Policy or the Terms of Use.   


The Company may collect other types of information from you that does not identify you personally (the “Non-Personal Information”), including your IP address, the length of time you spend on the Site, which pages you visited within the Site, which site you visited before coming to the Site, and which site you accessed when you left the Site.  The Company reserves the right and you authorize the Company to use, sell, and assign for any and all purposes all Non-Personal Information collected through the Site.  The Company also reserves the right to place a text file called a “cookie” in the browser files of your computer.  The cookie itself does not contain information that would personally identify you, but it could enable the Company to relate your use of the Site to information that you have specifically and knowingly provided on the Site.


In addition, please note that each lender in which you come into contact with as a result of your use of the Site will have received your Personal Information, and may use this information to contact you with offers for products or services that they provide.  The Company makes no representations or warranties regarding each lender’s use or release of your Personal Information.  


Security
The Company takes commercially reasonable measures to secure and protect your Personal Information, but the Company cannot guarantee that your Personal Information will be completely secure.  The Company will not be liable for third parties accessing and using your Personal Information.


Errors and Delays
The Company is not responsible for any errors or delays in responding to a qualification from or referral from caused by an incorrect e-mail address provided by you or other technical problems beyond the Company’s reasonable control.


Children’s Policy
The Company does not intend to collect any Personal Information from children under the age of 13 through the Site.  Accordingly, please do not allow children under the age of 13 to (a) provide any Personal Information, (b) ask questions, or (c) submit any other information via the Site.  If the Company determines that a child under 13 has provided Personal Information, the Company will delete that Personal Information as soon as practicable.  Similarly, if you become aware that a child under the age of 13 has provided Personal Information, please contact the Company at admin@lendethics.com so that the Personal Information can be removed.


Questions or Comments
If you are aware of any violations of this Privacy Policy or if you have any questions or comments regarding this Privacy Policy, please contactadmin@lendethics.com.


Opting Out
If, at any time, you desire to “opt-out” or “unsubscribe” from receiving ongoing communications from lendethics, please email us at remove@lendethics.com.  please note that to opt out or unsubscribe from receiving communications from lenders in which you come into contact with as a result of your use of the site, you will need to conact the individual lenders.

 

Miscellaneous
This Privacy Policy and your use of the Site shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflicts of law principles. 
Any cause of action by you against the Company concerning the Site must be instituted within one (1) year after the cause of action arose or be forever barred.  All legal proceedings arising out of, or in connection with, the Site shall be brought only in a federal or state court of competent jurisdiction located in Maricopa County, Arizona. 


If any term of this Privacy Policy is declared unlawful, void, or for any reason unenforceable in any jurisdiction, then such term will be deemed severable from the remaining terms in that jurisdiction and will not affect the validity and enforceability of such remaining terms.